Fast and Steady: Life Insurance Underwriting

In the past several decades, life insurers learned a great deal about aspects impacting mortality. Today, life insurers know more than ever before (excluding the unknown impacts of COVID-19), and they have access to data and tools that previously were not available. But as Albert Einstein famously said, “The more I learn, the more I realize how much I don’t know.”

This report sheds light on the underwriting process of select companies, new technologies and tools that aim to improve the process for both insurers and applicants, and the balance between speed and selection.