John Hancock Insurance Introduces John Hancock ExpressTrack™ to Significantly Accelerate and Simplify the Life Insurance Purchasing Process

John Hancock Insurance has introduced a new underwriting approach that accelerates the life insurance buying process and provides many consumers with a faster and easier way to get the important coverage they need. Customers who qualify for John Hancock ExpressTrack will receive an underwriting decision in as little as three days, with no in-person paramedical visits or lab work required.

“In today’s rapidly changing and technology-driven world, we are continually focused on developing innovative solutions to meet consumers’ expectations for a quicker and smarter way to purchase life insurance,” says Brooks Tingle, Senior Vice President, Marketing and Strategy, John Hancock Insurance. “Our new ExpressTrack leverages John Hancock’s underwriting and medical expertise together with analytics, data, and cutting-edge technology to enhance the buying experience for consumers and make it easier for advisors to do business with us.”

Consumers with favorable health profiles are most likely to benefit from ExpressTrack and its faster and less invasive underwriting experience, receiving an underwriting decision of Standard up to Super Preferred in just a few days.

To further streamline the process for buying life insurance, advisors only need to provide some basic information to start the application process¹ and have their customers considered for the ExpressTrack underwriting experience.²

“The launch of John Hancock ExpressTrack and the new streamlined application process are examples of John Hancock’s ongoing commitment to delivering solutions that will help transform the life insurance purchasing experience for our customers,” says Tingle.

1.To initiate the application process, advisors have two submission options – JH Life eTicket, available for single-life term submissions, and JH Life Paper Ticket for single-life term or permanent submissions. The ticket processes are available for all ages and face amounts.

2. Consumers, ages18-60, initiating their application with a John Hancock proprietary ticket and applying for single life coverage of up to and including $1 million may qualify for John Hancock ExpressTrack.

Insurance product are issued by John Hancock Life Insurance Company (U.S.A.), Boston MA, 02117 (not licensed in New York) and John Hancock Life Insurance Company of New York, NY  10595. MLINY060517013

About John Hancock and Manulife
John Hancock is a division of Manulife, a leading Canada-based financial services group with principal operations in Asia, Canada and the United States. Operating as Manulife in Canada and Asia, and primarily as John Hancock in the United States, our group of companies offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Assets under management and administration by Manulife and its subsidiaries were $1 trillion (US $754 billion) as at March 31, 2017. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK. Manulife can be found on the Internet at manulife.com.

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers and administers a broad range of financial products, including life insurance, annuities, investments,  401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at johnhancock.com.