Kin launches mobile home insurance

Kin Insurance , the insurance startup “reinventing home insurance for catastrophe-prone areas,” announced the launch of its new mobile home insurance offering for Floridians.

Available now with quotes “generated in minutes,” Kin’s mobile home policies cover mobile homes on private property, in a mobile home park, or in a subdivision. Kin’s mobile home policies include replacement-cost coverage for the dwelling, belongings, other structures (e.g., fences), additional living expenses, personal liability, and medical payments.

Kin is also announcing the opening of its office in St. Petersburg along with new hires: Angel Conlin as chief legal officer and Jason Fraley as managing director of engineering.

“Historically, we’ve seen insurance companies enter then leave catastrophe-prone markets like Florida, leaving homeowners without policies and vulnerable to natural disasters. But home insurance shouldn’t work that way. Rather, homeowners should have the power to make informed decisions about their providers and policies. So, we’re doubling down in Florida where reliable homeowners insurance and other reliable insurance products, like mobile home insurance, are needed.” – Sean Harper, CEO and cofounder of Kin.

“With 98 percent of Florida’s total population living in coastal counties susceptible to hurricane and flood damage, Florida is a unique insurance market that requires a keen awareness of the different coastal communities and the insurance challenges they face. I’m excited to join a team that’s reimagining what insurance can do for Floridians.” – Angel Conlin, chief legal officer at Kin.

“As fellow homeowners, we understand the insurance application process can be overwhelming. That’s why Kin leverages multiple existing data points as well as new derivative data elements to build better, affordable home insurance quotes based on real numbers that are more than best guesses or industry standard.” – Jason Fraley, managing director of engineering at Kin.

Bottom Line: Waiting for a call.