Kin now offering homeowners policies in Louisiana

Chicago-based home insurance provider Kin Insurance announced that its agency, the Kin Insurance Network Distributor (KIND), a licensed surplus lines producer, will be offering homeowners insurance in Louisiana. KIND can offer Louisiana HO3 coverage through the Kin Interinsurance Network, rated A, Exceptional, by Demotech.

“Everyone deserves access to affordable, easy homeowners insurance. The insurance industry has ignored the realities of our changing risk landscape for far too long. We’re entering the Louisiana marketplace to offer a seamless way for homeowners to protect their most valuable asset.” – Kin Co-Founder and CEO Sean Harper.

The Louisiana homeowners policy can cover the following:

– The dwelling, including walls, foundation, roof, floors, electric, and plumbing.
– Belongings, such as clothing, furniture, electronics, appliances, and more.
– Other structures that aren’t attached to the home, like garages, fences, and greenhouses.
– Loss of use coverage for additional living expenses during a covered claim.
– Personal liability coverage for third-party property damage or bodily harm.
– Medical expense payments for small visitor injuries.

Kin’s has a total insured value of more than $10 billion.