Main Street America launches additional protection for chiropractors

Main Street America Insurance  has announced a new Professional Liability Endorsement, available in Arizona, Michigan and Wisconsin to help protect Chiropractor offices and Doctors of Chiropractic Medicine from malpractice lawsuits, errors and claims of negligence.

Offered as part of the company’s Main Street Express® Business Owners Policy (MSE BOP), this endorsement is one of several new commercial offerings launching in 2023.

“As a national insurer with local expertise, we understand the needs of the businesses fueling our communities. We know there’s a growing demand for chiropractic services and these businesses have unique needs. Our new offering was designed with customization and flexibility in mind. This new coverage will serve as a foundation for additional commercial product enhancements coming in 2023 and beyond.” – Stacy Juelfs, regional president for one of Main Street America’s four sales regions.

The Chiropractor Professional Liability Endorsement covers up to ten chiropractors in a practice and offers an affordable “Defense Only” option of $25,000, as well as a choice of Medical Professional Liability (MPL) limit options for indemnity and occurrence coverage. The program offers risk management resources and connects owners with a national legal network specializing in chiropractic litigation. The product is underwritten by Midvale Indemnity Company, an affiliated writing company.

Main Street America provides coverages for a variety of main street business risks like dental and medical offices, hair salons, pet shops, and more. The company offers robust protection and broad eligibility, backed by AM Best A-rated financial strength and exceptional customer service. Other business coverage options offered include Errors & Omissions, Employment Practices Liability Insurance, Cyber and Identity Theft, Equipment Breakdown, Business Income, Workers’ Compensation, and Commercial Umbrella.