Snap Your License: Insurance Use Cases

1. Baloise Group

The Swiss insurer recently introduced a new capability to allow policyholders to submit claims for car or liability insurance using chat, web and/or voice. A side benefit – users can snap a photo of their ID for identification purposes and leverage GPS localization to enter the location.

2. Fair.com

The Santa Monica-based mobile-first initiative allows users to snap a photo of their driver’s license to learn whether they are pre-qualified to get a car with the app. While not insurance-related, Fair.com is an agency offering car insurance coverage via Assurant.

3. Generali Belgium

The Belgian subsidiary of Generali recently introduced an app to allow brokers to obtain a car insurance quote by uploading a photo of the vehicle to the app, along with the driver’s age. Using geo-positioning and number plate identification, the app calculates the annual premium based on vehicle characteristics and a number of other parameters, to allow the broker to present a quote and submit it to the client within 60 seconds.

4. Go Inc.

The San Francisco-based car insurance provider promises an instant car insurance quote once one uploads a photo of their driver’s license. Instantly finding a phone number on their site is another story.

5. Jenny Life

The Seattle-based life insurance provider offers an app with the ability to upload one’s driver’s license to reduce manual data entry. “Start by uploading a photo of your driver’s license and get instant coverage from a plan that fits your goals, family and budget.”

6. Merlinio

The Richmond, VA-based technology provider offers a car insurance app called MagicQuote that allows users to ‘scan and shop’ for insurance.

7. Root

The Columbus-based auto insurer “that only accepts good drivers” asks users to scan their driver’s license to reduce manual entry once they download the company’s app.

8. Shirbit Insurance

The Israeli insurer allows users to get a car insurance quote by uploading a picture of their driver’s license and car license.

9. Simpego

The basel-based digital broker allows customers to get car insurance in “less than 60 seconds” by uploading a photo of their car registration document to later have Simpego’s software scan the document, capture and analyze relevant data and present a car insurance quote.